Cost and planning

What treatment costs, over how long, and how it is usually paid for.

Example answer₹19,017 per month₹4 lakh over 24 monthsWhat would my monthly EMI be?You need: Amount financed, Interest rate, TermOpen calculator →
Example answer₹7,80,000 for 2 cycles + 2 frozen transfersFresh cycles ₹6.4L, frozen ₹1.4LWhat if I need more than one cycle?You need: Fresh cycles, Cost per fresh cycle, Frozen transfers, Cost per frozen transferOpen calculator →
Example answer26 days, start to pregnancy testAntagonist protocol, fresh transferHow long does one IVF cycle take?You need: Protocol, TransferOpen calculator →
Example answer₹4,05,000 totalCycle fee is only part of the billHow much will IVF cost?You need: Base cycle price, Medication, ICSI, Genetic testing, Freezing and storage, Number of cyclesOpen calculator →

Where the money actually goes

The cycle fee is the number clinics quote and it is rarely more than half of what people pay. Medication, laboratory add-ons, freezing, storage and pre-cycle tests are usually quoted separately or not at all — which is where the gap between a quote and a bill comes from.

The line most often missing entirely: what happens to the fee if a cycle is cancelled before retrieval. Ask every clinic, including us, and get the answer in writing before you start.